Perhaps you’ve realized that you won’t qualify for need-based aid after running net price calculator tools or an SAI tool. That can be discouraging. The good news is that many colleges award merit aid, which is money given for achievement rather than financial need. Understanding how merit aid works, how it differs from need-based aid, and how to find generous colleges can make a difference. Merit Aid vs. Need-Based Aid • Need-based aid  depends on your financial situation, a

As your high school student prepares for college, understanding the financial aid process can make the difference between affordability and overwhelming debt. The good news? October 1st marks the opening of financial aid applications for the upcoming academic year, giving you a clear starting point for this important journey. The Free Application for Federal Student Aid (FAFSA)  is required by every U.S. college and university if your student is applying for need-based financ