Perhaps you’ve realized that you won’t qualify for need-based aid after running net price calculator tools or an SAI tool. That can be discouraging. The good news is that many colleges award merit aid, which is money given for achievement rather than financial need. Understanding how merit aid works, how it differs from need-based aid, and how to find generous colleges can make a difference. Merit Aid vs. Need-Based Aid • Need-based aid  depends on your financial situation, a

Nearly all first-year college students encounter a few surprises as they adjust to college life. Understanding the most common challenges...